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Credit Review Officer - Batangas

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Here at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future and lead a fulfilling career. And with Metrobank's strong heart for the community, you have the chance to give back and make worthwhile contributions to our nation's economic and social development. With Metrobank, a meaningful life is within your reach!

 

Position Title: Credit Review Officer

 

Job Summary:
 

  • Peparation and credit assessment of loan proposals and corresponding borrowers
  • Credit Risk and Portfolio Management
  • Conformity to internal and external policies

Role Exposure:

  • Should ensure consistent and advance coordination with Institutional Banking Segment (IBS) counterparts
  • on the timely submission of pre-approval documents, and the active management of his/her assigned
  • portfolio of accounts together with the lending officer.
  • Prepares the Evaluation and Recommendation for Credit Accommodation (ERCA) for credit line renewals
  • of IBS accounts according to policy and in compliance with the agreed Service Level Agreement (SLA) with
  • IBS.
  • Validates data provided by lending units as part of the credit assessment.
  • Assess the related collateral and documentation deviations and necessary mitigations in relation to the
  • credit assessment.
  • Identify all relevant policy and regulatory deviations to arrive at a fair assessment of the overall risks and
  • make the appropriate recommendations.
  • Prepare the financial spreadsheet and financial evaluation of new borrowing clients. May be asked to
  • evaluate the ERCA prepared by IBS for the establishment of its credit facilities.
  • Determine and assess credit risk rating and classification and ensure these are appropriate and relevant at
  • all times.

Qualifications:

  • Graduate of Accountancy, Accounting Management, Math, Statistics, Financial Management and Economics
  • At least 3 years working experience in credit with focus on commercial and corporate loans
  • Knowledgeable in credit risk analysis
  • Strong quantitative and analytical skills
  • Must have a pro-active approach to problem solving and the ability to meet tight deadlines

  • Experienced commercial / corporate Credit Analyst​

  • Experienced commercial / corporate Relationship Manager

  • Experienced Certified Public Accountant (CPA) from top accounting firms​

  • Experienced Credit Officers handling commercial and consumer loans

 

Other Details:

Rank: Junior Officer

Unit: Office of the President / Credit Group / Commercial Credit Division / Luzon II Batangas
Location: Batangas City

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