Balance Coverage Analytics Manager

Be #InGoodHands with Metrobank

Here at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future and lead a fulfilling career. And with Metrobank's strong heart for the community, you have the chance to give back and make worthwhile contributions to our nation's economic and social development.

With Metrobank, a meaningful life is within your reach!

Position Title: Balance Coverage Analytics Manager

Role Opportunities: 

• Actively drive and seek opportunities to expand acquisition and portfolio management programs through portfolio segmentation and drill downs
• Proactively help the business drive its acquisition growth campaign by identifying good performing segments through portfolio analyses and portfolio deep dive enabling the business to facilitate credit tests
• Seek ways to use alternative data for underwriting and possible inputs to enhance Acquisition and Behavioral Scorecard

Job Summary:

• The key responsibility is to provide Analytics and Data Science support to the Consumer Business Sector’s portfolio in the area of balancing Risk-Reward to open up business growth opportunities and transformational initiatives
• Create and initiate profit growth related strategies and initiatives while ensuring that programs are within the risk appetite framework of the business
• Set segment-specific guardrails to optimize portfolio (ie proper mix per employment type, age groups, income bands, etc)
• Look for business tools available that will aid in penetrating new markets while maintaining asset quality

Qualifications:

• College graduate of any business, statistical or mathematical course
• Has at least 8 years of analytical and financial services experience is required, Credit card industry experience is preferred
• Strong ability to build partnerships with cross-functional teams in order to drive optimal business solutions through collaboration
• Demonstrates ability to plan and can handle multiple tasks/projects simultaneously while meeting deadlines and maintaining standards of quality
• Excellent Oral & Written Communication Skills
• Strong working knowledge of the following programming and database facility software: SAS, Microsoft Office (Word, Excel and PowerPoint)
• Possesses project management skills to focus on multiple key priorities and drive impactful business solutions
• Excellent problem solving skills to proactively address business questions with innovative data driven solutions
• Excellent analytical capabilities; ability to process, analyze and interpret statistical data and recommend actions based on the available information

Other Details:

• Unit: Consumer Business Sector | Decision Management Division | Strategic Business Analytics Department
• Rank: Senior Officer / Individual Contributor
• Location: Metrobank Card Center, Ayala Makati