Balance Coverage Analytics Manager

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Position Title: Balance Coverage Analytics Manager


Role Opportunities: 

  • Actively drive and seek opportunities to expand acquisition and portfolio management programs through portfolio segmentation and drill downs
  • Proactively help the business drive its acquisition growth campaign by identifying good performing segments through portfolio analyses and portfolio deep dive enabling the business to facilitate credit tests
  • Seek ways to use alternative data for underwriting and possible inputs to enhance Acquisition and Behavioral Scorecard


Job Summary:

  • The key responsibility is to provide Analytics and Data Science support to the Consumer Business Sector’s portfolio in the area of balancing Risk-Reward to open up business growth opportunities and transformational initiatives
  • Create and initiate profit growth related strategies and initiatives while ensuring that programs are within the risk appetite framework of the business
  • Set segment-specific guardrails to optimize portfolio (ie proper mix per employment type, age groups, income bands, etc)
  • Look for business tools available that will aid in penetrating new markets while maintaining asset quality



  • College graduate of any business, statistical or mathematical course
  • Has at least 8 years of analytical and financial services experience is required, Credit card industry experience is preferred
  • Strong ability to build partnerships with cross-functional teams in order to drive optimal business solutions through collaboration
  • Demonstrates ability to plan and can handle multiple tasks/projects simultaneously while meeting deadlines and maintaining standards of quality
  • Excellent Oral & Written Communication Skills
  • Strong working knowledge of the following programming and database facility software: SAS, Microsoft Office (Word, Excel and PowerPoint)
  • Possesses project management skills to focus on multiple key priorities and drive impactful business solutions
  • Excellent problem solving skills to proactively address business questions with innovative data driven solutions
  • Excellent analytical capabilities; ability to process, analyze and interpret statistical data and recommend actions based on the available information


Other Details:

  • Unit: Consumer Business Sector | Decision Management Division | Strategic Business Analytics Department
  • Rank: Senior Officer / Individual Contributor
  • Location: Metrobank Card Center, Ayala Makati