Credit Officer (Credit Cards, Personal, Auto, and Home Loans)

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Position Title: Credit Officer

Job Summary:  

The role is responsible for evaluating and deciding on retail credit risks involving consumer loan applications, using the credit parameters set forth by the Bank and external regulators (e.g. BSP) to maintain loan portfolio without sacrificing credit quality, and the Division’s objective of maximizing profit and committed turnaround time.

Role Exposure:

• Level up your  customer service skills as you make customers and their needs a primary focus.
• Build and sustain your relationships and networks with different internal business units and external partners.

Qualifications:

• Bachelor’s degree holder; preferably graduate of business course
• At least 2-3 years working experience in the banking industry, preferably loan applications for any of the following products: credit cards, home loans, auto loans, and personal loans
• Has a broad understanding on retail consumer business
• Proficient in the following Microsoft applications: Word, Excel and PowerPoint

Other Details:

Rank: Junior Officer

Unit: Consumer Business Sector – Credit Operations Group

Location: Metrobank Card Center, Makati City