Portfolio Manager (Consumer Banking)

Portfolio Manager, Credit Cards

JOB SUMMARY :
 

The role will drive credit portfolio growth to achieve the Bank’s profitability targets, guided by specific guardrails to mitigate credit risk. Responsible for the 1) creation of line management frameworks that will assign the optimal credit limits at acquisition and portfolio; 2) development and implementation of line utilization programs; and, 3) proactive monitoring of business and risk KPIs such as billings, utilization rate, authorizations approval rate, NPAT, ANR and delinquency rates, in relation to the line management activities.

QUALIFICATIONS :

• Must have a Bachelor’s degree from a college/university and preferably a graduate of a business course.
• Has at least 5 years solid experience in Marketing and/or Credit Risk and/or Credit BIU, in an officer/managerial level
• Has broad understanding of the different areas of the credit card business and the capacity to relate unit’s operations and performance metrics to the overall business of the company.
• Possess strong inter-personal skills
• Has strong working knowledge of MS Word, Excel, and PowerPoint.

OTHER DETAILS :

Unit: Consumer Business Sector/ Credit Card Usage & Portfolio Management Department

Rank: Junior Officer

Office Location: Metrobank Card Center, Ayala Avenue, Makati City