Credit Risk Manager (Portfolio, MIS & Analytics)
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Position Title: Credit Risk Manager (Portfolio, Mis & Analytics)
Job Summary:
- The position is responsible for identifying trends, potential credit issues, implement control and continuously monitor to strengthen credit control to ensure portfolio quality. He/She should be able to conduct studies and portfolio analysis on line management, portfolio action and authorizations. He/She also in charge in monitoring, overseeing and formulating risk mitigation guidelines, policies, and strategies to assist early fraud detection (both issuing & acquiring), prevention and/or control for consumer lending business.
Role Exposure:
- Identify trends, potential credit issues and effect findings to strengthen credit control and ensure consumer lending portfolio quality
- Ensure appropriateness and consistency of credit tools to the business objectives
- Timely review of line management and other portfolio action programs to identify revenue and risk drivers for a more profitable and effective portfolio management.
- Propose implementation of behavior and/or alternative scorecard for line management and portfolio action programs.
- Aid in the identification of opportunities to improve billings by reviewing authorizations parameters which includes STIP and Authorizations Tolerance.
- Conduct annual review of Corporate cards, other sub products and programs
- Conduct annual review of accredited merchants
- Develop credit MIS reports with analysis and recommendation and other ad hoc reports to management
- Implement and monitor fraud and chargeback programs consistent with accepted business risk under the Consumer Business Sector.
- Coordinate with other departments for proper policy and strategy communication and implementation
- Submit other ad-hoc MIS as requested by the supervisor and provide support or backup to other Credit Risk Managers
- Perform other duties and responsibilities that maybe assigned from time to time
Qualifications:
- Bachelor’s degree holder, preferably graduate of statistics or business course; units or master’s degree in statistics or business is an advantage
- Proficient in the following Microsoft applications: Word, Excel, and PowerPoint
- Strong background and knowledge on SAS programming is a must
Other Details:
Rank: Junior Officer
Unit: Risk Management Group / Credit Risk Division / Consumer Credit Risk Department
Location: Metrobank Center, BGC
Work Set-up: Monday to Friday, Onsite