APPRAISAL OFFICER

Be #InGoodHands with Metrobank!

 

Here at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future and lead a fulfilling career. And with Metrobank's strong heart for the community, you have the chance to give back and make worthwhile contributions to our nation's economic and social development. With Metrobank, a meaningful life is within your reach!

 

Position Title: Appraisal Officer

 

Job Summary:

  • Renders expert opinion on properly values and assists the Department Head of CRIAD Consumer in supervising team of CI/Appraisers.
  • Ensures efficient monitoring of the appraisal process to ensure compliance with the prescribed TAT
  • Maintains good quality of review and manages the appraisal requirements of Wholesale and Retail Divisions of Consumer Lending Group.


Role Exposure:

 

  • Assists the Department Head in the supervision of CRIAD Consumer.
  • Review, validates and approves various consumer appraisal reports.
  • Validates appraisal reports in the ILAPS
  • Ensure an acceptable quality of work and reports are submitted within TAT
  • Assists the Department Head in the supervision of the Credit Investigation and   

             Appraisal Department- Consumer

  • Reviews, validates and approves the following reports within his authority:
  • Internal Appraisal Reports
  • Project Accreditation Reports
  • BOM Validation Report
  • Other reports generated by the unit.
  • Ensures quality output / production reports from the CI/Appraisers.
  • Perform the following task in ILAPS:
  • Assigning/Re-Assigning of accounts to CI-Appraisers for appraisal and field C.I     

            Activities

  • Assist in policy making on matters affecting collaterals, property valuation, and

            collateral risks.

  • Assist the Department Head in overseeing the function of the unit and monitor

            implementation of pertinent Credit Policies and Procedures.

  • Conducts ocular inspection and verification of collateral / property appraised when

             necessary.

  • Conducts regular meeting with subordinates to ensure efficient servicing to our

            clients.

  • Conducts training of new appraisers, ODP candidates and OJT.
  • Ensure timely submission of residential property appraised to BSP.
  • Monitors and request supplies & equipment used and needed by the Department.
  • Administration of the Credit Appraisal System (CAS) and maintenance of appraisal,

            credit records, and information data in the system.

  • Performs other related functions that may be assigned from time to time.

 



Qualifications:

  • Bachelor’s degree in Real Estate Management, Engineering, or any Business- related course
  • Must be a Licensed Real Estate Appraiser
  • With at least 3 years of experience in Credit Investigation and Appraisal
  • Extensive experience of credit investigation and appraisal in the banking industry
  • Strong analytical, decision-making and stakeholder management skills
  • Highly organized with the ability to manage multiple tasks and ensure timely delivery of operations within prescribed turnaround times
  • ·Willing to conduct fieldwork

 

Other Details:

Rank: Junior Officer

Unit: Office of the President / Credit Group / Credit Investigation & Appraisal

Location: Metrobank Cebu Fuente